Terms and Conditions

Last Updated: August 19, 2026

These Terms and Conditions govern your use of Nema Insurance LLC services, including our website and our SMS and email communications programs.

By using our services or opting into our communications, you agree to these Terms and our Privacy Policy.

1. Program Description

Nema Insurance LLC may send SMS and email messages to users who opt in. Messages may include promotional offers, service updates, appointment confirmations, appointment reminders, and other communications related to requested insurance information or services. Message frequency may vary.

2. Consent to Receive Messages

By providing your phone number and opting in, you authorize Nema Insurance LLC to send text messages to the mobile number you provided.

Consent is not a condition of purchase.

3. Opt-Out

You can cancel the SMS service at any time by texting STOP to 319.461.9095.

After you send the SMS message STOP to us, we will send you an SMS message confirming that you have been unsubscribed. After this, you will no longer receive SMS messages from us unless you opt in again.

4. Opt In Again

If you want to rejoin after opting out, you can opt in again using the same method you originally used to enroll.

5. Help and Support

If you are experiencing issues with the messaging program, reply with the keyword HELP for assistance.

You may also contact us directly:

Email: [email protected]
Phone: 319.461.9095

6. Message Frequency and Rates

Message frequency may vary depending on your interactions with Nema Insurance LLC, including your inquiries, appointments, and communication preferences.

Message and data rates may apply to messages sent to you from us and messages sent by you to us.

If you have questions about your text or data plan, please contact your wireless provider.

7. Carrier Disclaimer

Carriers are not liable for delayed or undelivered messages.

8. Privacy

Your use of our messaging program is also governed by our Privacy Policy.

Privacy Policy: [Insert Privacy Policy Page Link]

9. Changes to Terms

We may update these Terms and Conditions from time to time. Updates will be posted with a new Last Updated date.

10. Contact

Questions about these Terms and Conditions can be sent to:

Nema Insurance LLC
Nancy Pim, CEO & Owner
Des Moines, Iowa
Phone: 319.461.9095
Email: [email protected]

If you have any questions regarding privacy, please review our Privacy Policy.